What Cooks, Restaurant earn in Middlesex County, MA
The median pay for Cooks, Restaurant in Middlesex County, MA is $45,830 per year, which works out to $22.03 per hour. The figure comes from the Bureau of Labor Statistics wage survey for the Boston-Cambridge-Newton, MA-NH metropolitan area, the labor market that Middlesex County, MA belongs to. Half of the workers in this occupation earn more than the median and half earn less, which makes it a sturdier yardstick than an average that a few very high earners can pull upward.
The mean wage is $45,880, which is 0.1% above the median, so pay is spread fairly evenly. The survey counts about 22,900 people working in this occupation across the Boston-Cambridge-Newton, MA-NH metropolitan area, so the estimate rests on a substantial pool of workers. Middlesex County, MA has roughly 1,638,365 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Cooks, Restaurant in the Boston-Cambridge-Newton, MA-NH metropolitan area is not one number. The lowest-paid tenth of workers earn up to $36,810 a year ($17.70 an hour), while the highest-paid tenth earn $58,690 or more ($28.22 an hour). That is a gap of $21,880 between the bottom and the top of the scale. The middle half of workers falls between $39,400 at the 25th percentile and $49,390 at the 75th percentile. A top-tier earner makes 1.6 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Cooks, Restaurant in Middlesex County, MA is $22.03. A full-time schedule of 40 hours for 52 weeks adds up to $45,830, and the same salary is $3,819 a month before taxes or about $1,763 per biweekly pay period. After taxes the same job pays $17.73 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Cooks, Restaurant
The U.S. Department of Labor's O*NET database describes the work of Cooks, Restaurant this way: "Prepare, season, and cook dishes such as soups, meats, vegetables, or desserts in restaurants. May order supplies, keep records and accounts, price items on menu, or plan menu."
Core tasks recorded by O*NET include: "Turn or stir foods to ensure even cooking"; "Season and cook food according to recipes or personal judgment and experience"; "Observe and test foods to determine if they have been cooked sufficiently, using methods such as tasting, smelling, or piercing them with utensils"; "Weigh, measure, and mix ingredients according to recipes or personal judgment, using various kitchen utensils and equipment".
Job outlook for Cooks, Restaurant
The Bureau of Labor Statistics projects national employment in this occupation to grow from 1,417,500 jobs in 2025 to 1,588,800 in 2035, a change of +12.1%, faster than the 3.5% projected for all occupations. The projection counts 218,600 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 15.4% of current employment each year.
Typical entry-level education: no formal educational credential. Work experience in a related occupation: less than 5 years. Typical on-the-job training to reach competency: moderate-term on-the-job training. BLS lists a national median annual wage of $37,390 for this occupation; the Middlesex County, MA median of $45,830 is 22.6% above it.
How pay in Middlesex County, MA compares
Compared with the Massachusetts average
Middlesex County, MA pays above the state benchmark. The Massachusetts employment-weighted average for Cooks, Restaurant is $43,651; the local median of $45,830 beats it by $2,179, or 5.0%. Within Massachusetts, Middlesex County, MA already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Cooks, Restaurant is $38,193 across the contiguous United States. At $45,830, Middlesex County, MA pays $7,637 more, which is 20.0% above that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Middlesex County, MA
Among the 581 occupations with published wages in Middlesex County, MA, Cooks, Restaurant ranks number 503 by median pay, ahead of about 13% of them. The best-paying occupation we track here is Natural Sciences Managers at $291,000 a year, which is $245,170 more than the median for Cooks, Restaurant.
From gross pay to take-home pay
A salary of $45,830 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $8,949 a year, which leaves $36,881, or $3,073 a month.
Put another way, of every $100 earned, about $20 goes to taxes and $80 reaches the paycheck. The overall effective tax rate is 19.5%.
Federal income tax
After the $15,750 standard deduction, taxable income is $30,080. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $3,371, an effective 7.4% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $2,841 on this salary. Medicare takes 1.45%, or $665. FICA totals $3,506, which is 7.7% of gross pay.
State income tax in Massachusetts
Massachusetts income tax on this salary is $2,072 a year, or 4.5% of gross pay, after the state's own deductions and exemptions are applied. That is 61% of the federal income tax bill, and it comes out to $173 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Middlesex County, MA
IRS Statistics of Income data for Middlesex County, MA show an average adjusted gross income of $155,231 per return and an average effective federal income tax rate of 18.6% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 6.0%, compared with the 7.4% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Middlesex County, MA
Take-home pay only means something next to what life costs. We price four basics for one adult in Middlesex County, MA: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $36,881 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Middlesex County, MA is $2,382 a month, or $28,584 a year. A two-bedroom costs $2,884 a month. For Cooks, Restaurant, a one-bedroom absorbs 77.5% of take-home pay and 62.4% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 7.5% of gross pay for Cooks, Restaurant in Middlesex County, MA. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Massachusetts residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $3,101 a year and other home energy such as natural gas about $867, for $3,968 in total. Gasoline in Massachusetts averages $3.33 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,542.
What is left over
The basics cost $37,529 a year in Middlesex County, MA, but take-home pay for Cooks, Restaurant is $36,881. That is a shortfall of $648 a year, or $54 a month, before health care, transportation beyond fuel, debt or savings. Closing the gap would take roughly 37 extra paid hours a year at the take-home hourly rate of $17.73, or a second earner, a cheaper home or a roommate.
Local housing and commute data for Middlesex County, MA
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Middlesex County, MA: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Middlesex County, MA, set beside the Massachusetts and national medians.
Property taxes in Middlesex County, MA
Homeowners in Middlesex County, MA pay a median of $7,501 a year in real estate taxes, 25% above the Massachusetts median of $5,992 and 140% above the U.S. median of $3,119. Against a median home value of $727,800, the median tax bill is 1.03% of that value (the ratio of the two county medians). For a worker paid the local Cooks, Restaurant median of $45,830, a tax bill of that size would equal 16.4% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Middlesex County, MA
Renters in Middlesex County, MA pay a median gross rent of $2,201 a month in the Census survey, 25% above the Massachusetts median of $1,762. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $2,382 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $727,800, 29% above the Massachusetts median of $562,100. Median household income is $130,847, 26% above the Massachusetts median of $103,960, so a year of one-bedroom Fair Market Rent equals 21.8% of that income.
Commuting in Middlesex County, MA
Workers in Middlesex County, MA who travel to a workplace spend an average of 29.9 minutes each way, 3% above the Massachusetts average of 29.1. For someone who commutes five days a week, that is 5.0 hours of round-trip travel every week, a cost the budget does not price. 24.7% of workers in Middlesex County, MA work from home, compared with 15.1% nationally, which removes the commute for them.
Can Cooks, Restaurant afford to live in Middlesex County, MA?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $45,830 that ceiling is $1,146 a month. The one-bedroom Fair Market Rent of $2,382 is $1,236 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $45.81 an hour; the median for Cooks, Restaurant is $22.03, which is 52% below that mark. Another way to see it: at $17.73 of take-home pay an hour, a one-bedroom takes about 31.0 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $2,884 a month means $1,442 each. Compared with renting a one-bedroom alone, that saves $11,280 a year. With a roommate, the yearly margin after the basics becomes $10,632, which turns the shortfall into a surplus.
How fast you can save
With no monthly margin after the four basics, saving requires a change on one side of the ledger: higher pay than the $45,830 median, lower housing costs than the $2,382 one-bedroom rent, or a second income.
Frequently asked questions about Cooks, Restaurant pay in Middlesex County, MA
What is the hourly wage for Cooks, Restaurant in Middlesex County, MA?
The median is $22.03 per hour, based on $45,830 a year over 2,080 hours. Hourly pay runs from about $17.70 at the 10th percentile to $28.22 at the 90th percentile.
What is the take-home pay for Cooks, Restaurant in Middlesex County, MA?
After federal income tax, FICA and state income tax, the median salary of $45,830 becomes $36,881 a year. That is $3,073 a month, $1,419 every two weeks or $709 a week.
What percentage of pay goes to taxes for Cooks, Restaurant in Middlesex County, MA?
Total taxes are $8,949 a year, an effective rate of 19.5%: $3,371 federal income tax, $3,506 FICA and $2,072 Massachusetts income tax.
Is pay for Cooks, Restaurant in Middlesex County, MA above the Massachusetts average?
Yes. The local median of $45,830 is +5.0% versus the Massachusetts average of $43,651, a difference of $2,179 a year.
Is a one-bedroom rent affordable on the median Cooks, Restaurant salary in Middlesex County, MA?
A one-bedroom costs $2,382 a month against take-home pay of $3,073, which is 77.5% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $1,146 a month.
How much is left after rent, food and energy for Cooks, Restaurant in Middlesex County, MA?
Nothing remains: the basics cost $37,529 a year, which is $648 more than take-home pay, a monthly shortfall of $54.
What hourly wage covers a one-bedroom in Middlesex County, MA at the 30% guideline?
$45.81 an hour for a full-time schedule, calculated as the $28,584 annual rent divided by 0.30 and by 2,080 hours. The median for Cooks, Restaurant is $22.03.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Boston-Cambridge-Newton, MA-NH metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Massachusetts rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.