What Fast Food and Counter Workers earn in Hamilton County, IN
The median pay for Fast Food and Counter Workers in Hamilton County, IN is $29,040 per year, which works out to $13.96 per hour. The figure comes from the Bureau of Labor Statistics wage survey for the Indianapolis-Carmel-Greenwood, IN metropolitan area, the labor market that Hamilton County, IN belongs to. Half of the workers in this occupation earn more than the median and half earn less, which makes it a sturdier yardstick than an average that a few very high earners can pull upward.
The mean wage is $29,780, which is 2.5% above the median, so pay is spread fairly evenly. The survey counts about 28,400 people working in this occupation across the Indianapolis-Carmel-Greenwood, IN metropolitan area, so the estimate rests on a substantial pool of workers. Hamilton County, IN has roughly 365,056 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Fast Food and Counter Workers in the Indianapolis-Carmel-Greenwood, IN metropolitan area is not one number. The lowest-paid tenth of workers earn up to $22,870 a year ($11.00 an hour), while the highest-paid tenth earn $35,980 or more ($17.30 an hour). That is a gap of $13,110 between the bottom and the top of the scale. The middle half of workers falls between $28,410 at the 25th percentile and $32,240 at the 75th percentile. A top-tier earner makes 1.6 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $13.96 an hour or $29,040 a year at the median for Hamilton County, IN. Before any deductions, that is $2,420 a month, $1,117 every two weeks and $558 each week. After taxes the same job pays $11.84 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Fast Food and Counter Workers
The U.S. Department of Labor's O*NET database describes the work of Fast Food and Counter Workers this way: "Perform duties such as taking orders and serving food and beverages. Serve customers at counter or from a steam table. May take payment. May prepare food and beverages."
Core tasks recorded by O*NET include: "Communicate with customers regarding orders, comments, and complaints"; "Accept payment from customers, and make change as necessary"; "Scrub and polish counters, steam tables, and other equipment, and clean glasses, dishes, and fountain equipment"; "Perform cleaning duties, such as sweeping, mopping, and washing dishes, to keep equipment and facilities sanitary".
Job outlook for Fast Food and Counter Workers
The Bureau of Labor Statistics projects national employment in this occupation to grow from 3,855,900 jobs in 2025 to 4,079,100 in 2035, a change of +5.8%, faster than the 3.5% projected for all occupations. The projection counts 827,400 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 21.5% of current employment each year.
Typical entry-level education: no formal educational credential. Typical on-the-job training to reach competency: short-term on-the-job training. BLS lists a national median annual wage of $31,200 for this occupation; the Hamilton County, IN median of $29,040 is 6.9% below it.
How pay in Hamilton County, IN compares
Compared with the Indiana average
Pay in Hamilton County, IN runs $2,286 below the Indiana average of $31,326, a gap of 7.3%. A worker who moved to a better-paying part of Indiana would, on paper, gain that difference before taxes. Within Indiana, the highest median we track for this job is $34,630 in Lake County, IN.
Compared with the national average
The national employment-weighted average for Fast Food and Counter Workers is $31,431 across the contiguous United States. At $29,040, Hamilton County, IN pays $2,391 less, which is 7.6% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Hamilton County, IN
Among the 555 occupations with published wages in Hamilton County, IN, Fast Food and Counter Workers ranks number 546 by median pay, ahead of about 2% of them. The best-paying occupation we track here is General and Operations Managers at $120,480 a year, which is $91,440 more than the median for Fast Food and Counter Workers.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Fast Food and Counter Workers earning the Hamilton County, IN median of $29,040, they add up to $4,419. The result is $24,621 of take-home pay a year ($2,052 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $15 goes to taxes and $85 reaches the paycheck. The overall effective tax rate is 15.2%.
Federal income tax
After the $15,750 standard deduction, taxable income is $13,290. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 12% bracket. The resulting federal income tax is $1,356, an effective 4.7% of gross pay, well below the 12% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $1,800 on this salary. Medicare takes 1.45%, or $421. FICA totals $2,222, which is 7.6% of gross pay.
State income tax in Indiana
Indiana income tax on this salary is $841 a year, or 2.9% of gross pay, after the state's own deductions and exemptions are applied. That is 62% of the federal income tax bill, and it comes out to $70 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Hamilton County, IN
IRS Statistics of Income data for Hamilton County, IN show an average adjusted gross income of $150,000 per return and an average effective federal income tax rate of 17.1% across all filers. Filers in the $25,000 to under $50,000 bracket, where this salary falls, paid an average of 5.8%, compared with the 4.7% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Hamilton County, IN
Take-home pay only means something next to what life costs. We price four basics for one adult in Hamilton County, IN: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $24,621 of take-home pay.
Rent
Housing is the largest line in most budgets. For Hamilton County, IN, HUD sets the Fair Market Rent for a one-bedroom unit at $1,336 a month ($16,032 a year), and at $1,536 for two bedrooms. For Fast Food and Counter Workers, a one-bedroom absorbs 65.1% of take-home pay and 55.2% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 11.8% of gross pay for Fast Food and Counter Workers in Hamilton County, IN. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Indiana residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,560 a year and other home energy such as natural gas about $366, for $1,927 in total. Gasoline in Indiana averages $3.07 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,421.
What is left over
Rent, food, energy and gasoline cost $22,816 a year in Hamilton County, IN. Subtract that from $24,621 of take-home pay and $1,805 remains, which is $150 a month of breathing room. That margin equals 6.2% of gross pay, a thin cushion that one unexpected expense could erase.
Local housing and commute data for Hamilton County, IN
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Hamilton County, IN: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Hamilton County, IN, set beside the Indiana and national medians.
Property taxes in Hamilton County, IN
Homeowners in Hamilton County, IN pay a median of $3,549 a year in real estate taxes, 120% above the Indiana median of $1,614 and 14% above the U.S. median of $3,119. Against a median home value of $405,500, the median tax bill is 0.88% of that value (the ratio of the two county medians). For a worker paid the local Fast Food and Counter Workers median of $29,040, a tax bill of that size would equal 12.2% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Hamilton County, IN
Renters in Hamilton County, IN pay a median gross rent of $1,574 a month in the Census survey, 48% above the Indiana median of $1,062. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $1,336 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $405,500, 86% above the Indiana median of $218,200. Median household income is $121,530, 69% above the Indiana median of $71,957, so a year of one-bedroom Fair Market Rent equals 13.2% of that income.
Commuting in Hamilton County, IN
Workers in Hamilton County, IN who travel to a workplace spend an average of 25.9 minutes each way, 7% above the Indiana average of 24.1. For someone who commutes five days a week, that is 4.3 hours of round-trip travel every week, a cost the budget does not price. 23.3% of workers in Hamilton County, IN work from home, compared with 15.1% nationally, which removes the commute for them.
Can Fast Food and Counter Workers afford to live in Hamilton County, IN?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $29,040 that ceiling is $726 a month. The one-bedroom Fair Market Rent of $1,336 is $610 over it, so rent breaks the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $25.69 an hour; the median for Fast Food and Counter Workers is $13.96, which is 46% below that mark. Another way to see it: at $11.84 of take-home pay an hour, a one-bedroom takes about 26.0 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,536 a month means $768 each. Compared with renting a one-bedroom alone, that saves $6,816 a year. With a roommate, the yearly margin after the basics becomes $8,621.
How fast you can save
At $150 a month of margin, building a $10,000 emergency fund would take about 67 months (5.6 years). Setting aside half of the margin stretches the same goal to about 134 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Fast Food and Counter Workers pay in Hamilton County, IN
How much do Fast Food and Counter Workers make per hour in Hamilton County, IN?
The median is $13.96 per hour, based on $29,040 a year over 2,080 hours. Hourly pay runs from about $11.00 at the 10th percentile to $17.30 at the 90th percentile.
How much do Fast Food and Counter Workers take home after taxes in Hamilton County, IN?
After federal income tax, FICA and state income tax, the median salary of $29,040 becomes $24,621 a year. That is $2,052 a month, $947 every two weeks or $473 a week.
How much tax do Fast Food and Counter Workers pay in Hamilton County, IN?
Total taxes are $4,419 a year, an effective rate of 15.2%: $1,356 federal income tax, $2,222 FICA and $841 Indiana income tax.
Do Fast Food and Counter Workers earn more in Hamilton County, IN than elsewhere in Indiana?
No. The local median of $29,040 is -7.3% versus the Indiana average of $31,326, a difference of $2,286 a year.
Can Fast Food and Counter Workers afford a one-bedroom apartment in Hamilton County, IN?
A one-bedroom costs $1,336 a month against take-home pay of $2,052, which is 65.1% of take-home pay. That does not meet the 30%-of-gross guideline, which allows up to $726 a month.
What is the monthly budget margin for Fast Food and Counter Workers in Hamilton County, IN?
About $150 a month ($1,805 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $22,816 a year.
What hourly wage covers a one-bedroom in Hamilton County, IN at the 30% guideline?
$25.69 an hour for a full-time schedule, calculated as the $16,032 annual rent divided by 0.30 and by 2,080 hours. The median for Fast Food and Counter Workers is $13.96.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Indianapolis-Carmel-Greenwood, IN metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Indiana rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.