What Securities, Commodities, and Financial Services Sales Agents earn in Bond County, IL
If you are weighing a move or a job offer, start with $79,300: the median annual pay for Securities, Commodities, and Financial Services Sales Agents in Bond County, IL. Spread over a standard 2,080-hour work year, that is $38.12 an hour. Because the wage survey covers the whole St. Louis, MO-IL metropolitan area, the number reflects employers across the region rather than a single town or a single company.
The mean wage is $103,250, which is 30.2% above the median, a sign that a group of high earners lifts the average. The survey counts about 5,230 people working in this occupation across the St. Louis, MO-IL metropolitan area, so the estimate rests on a substantial pool of workers. Bond County, IL has roughly 16,716 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Securities, Commodities, and Financial Services Sales Agents in the St. Louis, MO-IL metropolitan area is not one number. The lowest-paid tenth of workers earn up to $48,560 a year ($23.35 an hour), while the highest-paid tenth earn $178,950 or more ($86.03 an hour). That is a gap of $130,390 between the bottom and the top of the scale. The middle half of workers falls between $60,840 at the 25th percentile and $116,020 at the 75th percentile. A top-tier earner makes 3.7 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Employers quote this occupation by the hour or by the year, so here are both: $38.12 an hour or $79,300 a year at the median for Bond County, IL. Before any deductions, that is $6,608 a month, $3,050 every two weeks and $1,525 each week. After taxes the same job pays $29.11 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Securities, Commodities, and Financial Services Sales Agents
The U.S. Department of Labor's O*NET database describes the work of Securities, Commodities, and Financial Services Sales Agents this way: "Buy and sell securities or commodities in investment and trading firms, or provide financial services to businesses and individuals. May advise customers about stocks, bonds, mutual funds, commodities, and market conditions."
Core tasks recorded by O*NET include: "Make bids or offers to buy or sell securities"; "Monitor markets or positions"; "Agree on buying or selling prices at optimal levels for clients"; "Keep accurate records of transactions".
Job outlook for Securities, Commodities, and Financial Services Sales Agents
The Bureau of Labor Statistics projects national employment in this occupation to grow from 531,000 jobs in 2025 to 538,500 in 2035, a change of +1.4%, slower than the 3.5% projected for all occupations. The projection counts 35,100 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 6.6% of current employment each year. About 6.0% of the people in this occupation are self-employed, and wage figures cover wage and salary workers only.
Typical entry-level education: bachelor's degree. Typical on-the-job training to reach competency: moderate-term on-the-job training. BLS lists a national median annual wage of $78,660 for this occupation; the Bond County, IL median of $79,300 is 0.8% above it.
How pay in Bond County, IL compares
Compared with the Illinois average
Pay in Bond County, IL runs $15,505 below the Illinois average of $94,805, a gap of 16.4%. A worker who moved to a better-paying part of Illinois would, on paper, gain that difference before taxes. Within Illinois, the highest median we track for this job is $100,760 in Cook County, IL.
Compared with the national average
The national employment-weighted average for Securities, Commodities, and Financial Services Sales Agents is $86,483 across the contiguous United States. At $79,300, Bond County, IL pays $7,183 less, which is 8.3% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Bond County, IL
Among the 578 occupations with published wages in Bond County, IL, Securities, Commodities, and Financial Services Sales Agents ranks number 141 by median pay, ahead of about 76% of them. The best-paying occupation we track here is Computer and Information Systems Managers at $167,130 a year, which is $87,830 more than the median for Securities, Commodities, and Financial Services Sales Agents.
From gross pay to take-home pay
Three separate tax bills sit between the gross salary and the bank account: federal income tax, FICA, and state income tax. For Securities, Commodities, and Financial Services Sales Agents earning the Bond County, IL median of $79,300, they add up to $18,746. The result is $60,554 of take-home pay a year ($5,046 a month), based on a single filer using the standard deduction.
Put another way, of every $100 earned, about $24 goes to taxes and $76 reaches the paycheck. The overall effective tax rate is 23.6%.
Federal income tax
After the $15,750 standard deduction, taxable income is $63,550. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 22% bracket. The resulting federal income tax is $8,895, an effective 11.2% of gross pay, well below the 22% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $4,917 on this salary. Medicare takes 1.45%, or $1,150. FICA totals $6,066, which is 7.6% of gross pay.
State income tax in Illinois
Illinois income tax on this salary is $3,784 a year, or 4.8% of gross pay, after the state's own deductions and exemptions are applied. That is 43% of the federal income tax bill, and it comes out to $315 a month. Local taxes such as county or city income taxes are not included, so a few jurisdictions may withhold slightly more.
A cross-check with IRS data for Bond County, IL
IRS Statistics of Income data for Bond County, IL show an average adjusted gross income of $67,926 per return and an average effective federal income tax rate of 10.1% across all filers. Filers in the $75,000 to under $100,000 bracket, where this salary falls, paid an average of 8.1%, compared with the 11.2% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Bond County, IL
Take-home pay only means something next to what life costs. We price four basics for one adult in Bond County, IL: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $60,554 of take-home pay.
Rent
Housing is the largest line in most budgets. For Bond County, IL, HUD sets the Fair Market Rent for a one-bedroom unit at $899 a month ($10,788 a year), and at $979 for two bedrooms. For Securities, Commodities, and Financial Services Sales Agents, a one-bedroom absorbs 17.8% of take-home pay and 13.6% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 4.3% of gross pay for Securities, Commodities, and Financial Services Sales Agents in Bond County, IL. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Illinois residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,677 a year and other home energy such as natural gas about $434, for $2,110 in total. Gasoline in Illinois averages $3.18 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,471.
What is left over
Rent, food, energy and gasoline cost $17,805 a year in Bond County, IL. Subtract that from $60,554 of take-home pay and $42,749 remains, which is $3,562 a month of breathing room. That margin equals 53.9% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Bond County, IL
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Bond County, IL: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Bond County, IL, set beside the Illinois and national medians.
Property taxes in Bond County, IL
Homeowners in Bond County, IL pay a median of $2,747 a year in real estate taxes, 48% below the Illinois median of $5,298 and 12% below the U.S. median of $3,119. Against a median home value of $145,700, the median tax bill is 1.89% of that value (the ratio of the two county medians). For a worker paid the local Securities, Commodities, and Financial Services Sales Agents median of $79,300, a tax bill of that size would equal 3.5% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Bond County, IL
Renters in Bond County, IL pay a median gross rent of $785 a month in the Census survey, 38% below the Illinois median of $1,274. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $899 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $145,700, 45% below the Illinois median of $263,300. Median household income is $65,959, 21% below the Illinois median of $83,390, so a year of one-bedroom Fair Market Rent equals 16.4% of that income.
Commuting in Bond County, IL
Workers in Bond County, IL who travel to a workplace spend an average of 23.6 minutes each way, 15% below the Illinois average of 27.8. For someone who commutes five days a week, that is 3.9 hours of round-trip travel every week, a cost the budget does not price. 8.2% of workers in Bond County, IL work from home, compared with 15.1% nationally, which removes the commute for them.
Can Securities, Commodities, and Financial Services Sales Agents afford to live in Bond County, IL?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $79,300 that ceiling is $1,982 a month. The one-bedroom Fair Market Rent of $899 is $1,083 under it, so rent fits the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $17.29 an hour; the median for Securities, Commodities, and Financial Services Sales Agents is $38.12, which is 120% above that mark. Another way to see it: at $29.11 of take-home pay an hour, a one-bedroom takes about 7.1 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $979 a month means $490 each. Compared with renting a one-bedroom alone, that saves $4,914 a year. With a roommate, the yearly margin after the basics becomes $47,663.
How fast you can save
At $3,562 a month of margin, building a $10,000 emergency fund would take about 3 months. Setting aside half of the margin stretches the same goal to about 6 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Securities, Commodities, and Financial Services Sales Agents pay in Bond County, IL
How much do Securities, Commodities, and Financial Services Sales Agents make per hour in Bond County, IL?
The median is $38.12 per hour, based on $79,300 a year over 2,080 hours. Hourly pay runs from about $23.35 at the 10th percentile to $86.03 at the 90th percentile.
How much do Securities, Commodities, and Financial Services Sales Agents take home after taxes in Bond County, IL?
After federal income tax, FICA and state income tax, the median salary of $79,300 becomes $60,554 a year. That is $5,046 a month, $2,329 every two weeks or $1,165 a week.
How much tax do Securities, Commodities, and Financial Services Sales Agents pay in Bond County, IL?
Total taxes are $18,746 a year, an effective rate of 23.6%: $8,895 federal income tax, $6,066 FICA and $3,784 Illinois income tax.
Do Securities, Commodities, and Financial Services Sales Agents earn more in Bond County, IL than elsewhere in Illinois?
No. The local median of $79,300 is -16.4% versus the Illinois average of $94,805, a difference of $15,505 a year.
Can Securities, Commodities, and Financial Services Sales Agents afford a one-bedroom apartment in Bond County, IL?
A one-bedroom costs $899 a month against take-home pay of $5,046, which is 17.8% of take-home pay. That meets the 30%-of-gross guideline, which allows up to $1,982 a month.
What is the monthly budget margin for Securities, Commodities, and Financial Services Sales Agents in Bond County, IL?
About $3,562 a month ($42,749 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $17,805 a year.
What hourly wage covers a one-bedroom in Bond County, IL at the 30% guideline?
$17.29 an hour for a full-time schedule, calculated as the $10,788 annual rent divided by 0.30 and by 2,080 hours. The median for Securities, Commodities, and Financial Services Sales Agents is $38.12.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the St. Louis, MO-IL metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Illinois rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.