What Securities, Commodities, and Financial Services Sales Agents earn in Hernando County, FL
If you are weighing a move or a job offer, start with $69,160: the median annual pay for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL. Spread over a standard 2,080-hour work year, that is $33.25 an hour. Because the wage survey covers the whole Tampa-St. Petersburg-Clearwater, FL metropolitan area, the number reflects employers across the region rather than a single town or a single company.
The mean wage is $85,650, which is 23.8% above the median, a sign that a group of high earners lifts the average. The survey counts about 6,950 people working in this occupation across the Tampa-St. Petersburg-Clearwater, FL metropolitan area, so the estimate rests on a substantial pool of workers. Hernando County, FL has roughly 207,018 residents, according to the population figures used by the rent data.
The salary range, from entry level to top earners
Pay for Securities, Commodities, and Financial Services Sales Agents in the Tampa-St. Petersburg-Clearwater, FL metropolitan area is not one number. The lowest-paid tenth of workers earn up to $47,920 a year ($23.04 an hour), while the highest-paid tenth earn $130,180 or more ($62.59 an hour). That is a gap of $82,260 between the bottom and the top of the scale. The middle half of workers falls between $50,820 at the 25th percentile and $108,180 at the 75th percentile. A top-tier earner makes 2.7 times what someone at the bottom makes, so experience, certification and employer all matter.
What the hourly rate looks like
Converted to an hourly wage, the median for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL is $33.25. A full-time schedule of 40 hours for 52 weeks adds up to $69,160, and the same salary is $5,763 a month before taxes or about $2,660 per biweekly pay period. After taxes the same job pays $27.50 per hour of take-home income, which is the number that actually has to cover rent and groceries.
About this occupation: Securities, Commodities, and Financial Services Sales Agents
The U.S. Department of Labor's O*NET database describes the work of Securities, Commodities, and Financial Services Sales Agents this way: "Buy and sell securities or commodities in investment and trading firms, or provide financial services to businesses and individuals. May advise customers about stocks, bonds, mutual funds, commodities, and market conditions."
Core tasks recorded by O*NET include: "Make bids or offers to buy or sell securities"; "Monitor markets or positions"; "Agree on buying or selling prices at optimal levels for clients"; "Keep accurate records of transactions".
Job outlook for Securities, Commodities, and Financial Services Sales Agents
The Bureau of Labor Statistics projects national employment in this occupation to grow from 531,000 jobs in 2025 to 538,500 in 2035, a change of +1.4%, slower than the 3.5% projected for all occupations. The projection counts 35,100 openings a year on average, including positions created by growth and positions left by workers who retire or move to another occupation; that equals 6.6% of current employment each year. About 6.0% of the people in this occupation are self-employed, and wage figures cover wage and salary workers only.
Typical entry-level education: bachelor's degree. Typical on-the-job training to reach competency: moderate-term on-the-job training. BLS lists a national median annual wage of $78,660 for this occupation; the Hernando County, FL median of $69,160 is 12.1% below it.
How pay in Hernando County, FL compares
Compared with the Florida average
Hernando County, FL pays above the state benchmark. The Florida employment-weighted average for Securities, Commodities, and Financial Services Sales Agents is $64,589; the local median of $69,160 beats it by $4,571, or 7.1%. Within Florida, Hernando County, FL already has the highest median we track for this job.
Compared with the national average
The national employment-weighted average for Securities, Commodities, and Financial Services Sales Agents is $86,483 across the contiguous United States. At $69,160, Hernando County, FL pays $17,323 less, which is 20.0% below that benchmark. Keep in mind that a higher salary only helps if living costs do not rise faster, which is why the cost sections below matter as much as the headline number.
Where this job ranks in Hernando County, FL
Among the 544 occupations with published wages in Hernando County, FL, Securities, Commodities, and Financial Services Sales Agents ranks number 165 by median pay, ahead of about 70% of them. The best-paying occupation we track here is Financial Managers at $157,480 a year, which is $88,320 more than the median for Securities, Commodities, and Financial Services Sales Agents.
From gross pay to take-home pay
A salary of $69,160 does not arrive in full. We model a single filer with wage income only, the standard deduction and tax-year 2025 rules, and we keep the three tax layers apart: federal income tax, FICA (Social Security and Medicare) and state income tax. Together they take $11,955 a year, which leaves $57,205, or $4,767 a month.
Put another way, of every $100 earned, about $17 goes to taxes and $83 reaches the paycheck. The overall effective tax rate is 17.3%.
Federal income tax
After the $15,750 standard deduction, taxable income is $53,410. Federal brackets are marginal, so only the slice of income above each threshold is taxed at the higher rate; the last dollars of this salary fall in the 22% bracket. The resulting federal income tax is $6,664, an effective 9.6% of gross pay, well below the 22% marginal rate because the lower brackets are cheaper.
Social Security and Medicare (FICA)
Payroll taxes are a flat percentage of wages. Social Security takes 6.2% up to a wage base of $176,100, which costs $4,288 on this salary. Medicare takes 1.45%, or $1,003. FICA totals $5,291, which is 7.6% of gross pay.
State income tax in Florida
There is no state income tax on wages in Florida, which means Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL keep the full $57,205 left after federal and payroll taxes. For scale, a hypothetical flat 5% state tax on this salary would cost about $3,458 a year, so the absence of a state tax is worth roughly $288 a month.
A cross-check with IRS data for Hernando County, FL
IRS Statistics of Income data for Hernando County, FL show an average adjusted gross income of $62,443 per return and an average effective federal income tax rate of 10.3% across all filers. Filers in the $50,000 to under $75,000 bracket, where this salary falls, paid an average of 6.7%, compared with the 9.6% estimated here for a single filer taking the standard deduction. Gaps between the two reflect filing status, dependents, credits and other income, none of which a single-person wage estimate includes.
Cost of living in Hernando County, FL
Take-home pay only means something next to what life costs. We price four basics for one adult in Hernando County, FL: a one-bedroom apartment, food, home energy and gasoline. All of them are converted to annual figures first, then compared with the $57,205 of take-home pay.
Rent
The HUD Fair Market Rent for a one-bedroom apartment in Hernando County, FL is $1,648 a month, or $19,776 a year. A two-bedroom costs $1,917 a month. For Securities, Commodities, and Financial Services Sales Agents, a one-bedroom absorbs 34.6% of take-home pay and 28.6% of gross pay.
Food
The USDA Thrifty Food Plan (August 2026) puts the cost of a nutritious home-cooked diet for an adult at about $3,436 a year, which is $286 a month or $66.07 a week. That equals 5.0% of gross pay for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL. It is a thrifty budget with no restaurant meals, so treat it as a floor.
Energy and gasoline
Using Florida residential prices from the Energy Information Administration and national household averages for consumption, electricity costs about $1,494 a year and other home energy such as natural gas about $1,005, for $2,498 in total. Gasoline in Florida averages $3.08 per gallon; at about 463 gallons a year (11,106 miles at 24 miles per gallon) fuel adds $1,427.
What is left over
Add the four basics together and living costs come to $27,138 a year, 47% of take-home pay. That leaves $30,068 a year, or $2,506 a month, for savings, transportation beyond fuel, health care, debt and everything else. That margin equals 43.5% of gross pay, a comfortable cushion by common budgeting rules.
Local housing and commute data for Hernando County, FL
The budget above covers rent, food, energy and gasoline. Three more local facts shape what a paycheck buys in Hernando County, FL: property taxes, housing prices and the daily commute. The figures below are exact U.S. Census Bureau American Community Survey 2020-2024 5-year estimates for Hernando County, FL, set beside the Florida and national medians.
Property taxes in Hernando County, FL
Homeowners in Hernando County, FL pay a median of $1,858 a year in real estate taxes, 32% below the Florida median of $2,730 and 40% below the U.S. median of $3,119. Against a median home value of $276,000, the median tax bill is 0.67% of that value (the ratio of the two county medians). For a worker paid the local Securities, Commodities, and Financial Services Sales Agents median of $69,160, a tax bill of that size would equal 2.7% of gross pay, which matters for anyone planning to buy rather than rent.
Rents, home prices and household income in Hernando County, FL
Renters in Hernando County, FL pay a median gross rent of $1,298 a month in the Census survey, 22% below the Florida median of $1,669. HUD's Fair Market Rent for a one-bedroom apartment, which this site uses in the budget, is $1,648 a month; the two measures differ because the Census figure covers units of every size that renters already occupy, while the HUD figure is a one-bedroom benchmark. The median value of an owner-occupied home is $276,000, 23% below the Florida median of $359,000. Median household income is $66,058, 11% below the Florida median of $74,568, so a year of one-bedroom Fair Market Rent equals 29.9% of that income.
Commuting in Hernando County, FL
Workers in Hernando County, FL who travel to a workplace spend an average of 31.4 minutes each way, 12% above the Florida average of 28.0. For someone who commutes five days a week, that is 5.2 hours of round-trip travel every week, a cost the budget does not price. 14.4% of workers in Hernando County, FL work from home, compared with 15.1% nationally, which removes the commute for them.
Can Securities, Commodities, and Financial Services Sales Agents afford to live in Hernando County, FL?
The 30% rent guideline
A common rule of thumb says rent should stay under 30% of gross income. For a gross salary of $69,160 that ceiling is $1,729 a month. The one-bedroom Fair Market Rent of $1,648 is $81 under it, so rent fits the guideline. Put as a wage, covering a one-bedroom at the 30% guideline takes $31.69 an hour; the median for Securities, Commodities, and Financial Services Sales Agents is $33.25, which is 5% above that mark. Another way to see it: at $27.50 of take-home pay an hour, a one-bedroom takes about 13.8 working hours every week.
Splitting a two-bedroom
Sharing a two-bedroom at $1,917 a month means $959 each. Compared with renting a one-bedroom alone, that saves $8,274 a year. With a roommate, the yearly margin after the basics becomes $38,342.
How fast you can save
At $2,506 a month of margin, building a $10,000 emergency fund would take about 4 months. Setting aside half of the margin stretches the same goal to about 8 months. These figures ignore interest, raises and any spending beyond the four basics.
Frequently asked questions about Securities, Commodities, and Financial Services Sales Agents pay in Hernando County, FL
What is the hourly wage for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL?
The median is $33.25 per hour, based on $69,160 a year over 2,080 hours. Hourly pay runs from about $23.04 at the 10th percentile to $62.59 at the 90th percentile.
What is the take-home pay for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL?
After federal income tax, FICA, the median salary of $69,160 becomes $57,205 a year. That is $4,767 a month, $2,200 every two weeks or $1,100 a week.
What percentage of pay goes to taxes for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL?
Total taxes are $11,955 a year, an effective rate of 17.3%: $6,664 federal income tax, $5,291 FICA and no Florida income tax.
Is pay for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL above the Florida average?
Yes. The local median of $69,160 is +7.1% versus the Florida average of $64,589, a difference of $4,571 a year.
Is a one-bedroom rent affordable on the median Securities, Commodities, and Financial Services Sales Agents salary in Hernando County, FL?
A one-bedroom costs $1,648 a month against take-home pay of $4,767, which is 34.6% of take-home pay. That meets the 30%-of-gross guideline, which allows up to $1,729 a month.
How much is left after rent, food and energy for Securities, Commodities, and Financial Services Sales Agents in Hernando County, FL?
About $2,506 a month ($30,068 a year) remains after a one-bedroom apartment, food, home energy and gasoline, which together cost $27,138 a year.
What hourly wage covers a one-bedroom in Hernando County, FL at the 30% guideline?
$31.69 an hour for a full-time schedule, calculated as the $19,776 annual rent divided by 0.30 and by 2,080 hours. The median for Securities, Commodities, and Financial Services Sales Agents is $33.25.
How we calculated these numbers
Wages are May 2025 medians from the Bureau of Labor Statistics Occupational Employment and Wage Statistics survey for the Tampa-St. Petersburg-Clearwater, FL metropolitan area; hourly-only values are annualized at 2,080 hours. Rents are HUD Fair Market Rents, food costs come from the USDA Thrifty Food Plan, and energy prices come from the Energy Information Administration. County-level tax statistics come from the IRS Statistics of Income.
Taxes use tax-year 2025 federal brackets, FICA rates and the Florida rules for a single filer with wage income only. Figures are estimates for planning and comparison, not tax or financial advice, and they exclude local income taxes, benefits, retirement contributions and individual circumstances.